Do you operate a business or have employees billing under your business name? If so, you have exclusive access to discounted business insurance packages with coverage designed to meet the specific needs of sonographers. Business insurance options include:
Commercial general liability insurance (CGL) provides coverage to protect against claims arising from injury or property damage that you (or your business) may cause to another person as a result of your operations and/or premises (for example, a patient may slip and fall on a wet floor and injure themselves).
This coverage is recommended for Sonography Canada members who own or operate clinics. Coverage is also recommended for independent practitioners who contract out their services or bill under their business name.
In the event of a claim, both the treating professional and your business name are likely to be named in a statement the lawsuit. Legal Entity Coverage protects the business and its assets in such circumstances. This coverage is recommended if you have professionals working for, or on behalf of, your clinic and billing under your clinic name.
In addition to the CGL protection outlined above, this package also protects your business and the contents within from losses associated with property damage (such as fire) and crime. Contents Coverage protects against damage to property, including professional equipment, and loss of revenues caused by an interruption of business activities arising from an insured loss. Crime Coverage insurance protects against financial loss due to dishonesty, fraud, or theft of money, securities or other property owned by the business/office.
Please contact BMS Canada Risk Services Ltd at 1-844-583-7748 or sonography.insurance @bmsgroup.com for more information or to purchase coverage.